YES Bank Paisabazaar PaisaSave: 3% cashback!  – TK

YES Bank Paisabazaar PaisaSave: 3% cashback! 

See how you can benefit from the YES Bank Paisabazaar PaisaSave! Take advantage of the amazing cashback and discounts on fuel. 

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  • Zero Joining Fee
  • 1.5% Cashback on Offline Spends 
  • 3% Cashback on Online Spends   
How to apply

Are you with questions about how should be your next credit card and how good it will be? It can be hard to make a decision that is so important because if you don’t get your own credit card. As fast as possible. It’s going to be a bit harder for you to choose the best one at the same time. 

Why so? Well, because if you keep searching and searching and ever choosing, you’re just going to get more doubts and never finally choose the one for you. And that, of course, will be complicated for everyone. 

Which is why today we are bringing you a great credit card debt could be the one for you. We are going to introduce you to everything that the credit card has. And of course, tell us everything that you need to know to make sure that this is the best experience possible. Let’s take a look. 

Why we recommend the YES Bank Paisabazaar PaisaSave 

Well, recommending the credit card is not going to be hard because if you keep reading down below, you’ll be able to see how much this credit card is good. Well, let us explain a little bit more. The YES Bank Paisabazaar PaisaSave It’s not your typical credit card. 

It actually is way more than that because the benefits that it have, they are not really benefits on purchases or things like that. The main benefits that you get with the card are benefits on the fees, which is not something that common within cards along the market. 

Still, that doesn’t mean that the card is going to be bad or worse than others, because the benefits are mainly on the fees. It just means that it is going to be a great card for people that actually make use of those fees, and that will be, of course, you. 

What can I use the credit card for? 

The credit card is mainly for purchases, mainly for that because the main benefits are not only discounts on purchases but also on the fees that you get. Now you can get an amazing cash back on online spends, which is excellent for those who shop a lot online. 

If you’re worried about your offline spans, don’t worry, you can also get a certain amount of cash back. Although smaller than the above, it’s still pretty good. And if you are someone that goes around in your car a lot, you also get amazing benefits on fuel. 

As you can see, the main benefits of this card are directly connected to the purchases and also the fees, because the interest rates and the renewal fees are way smaller and pretty good at the same time. 

Credit card advantages 

There are so many benefits, and we truly wanted to know all of them because if you just apply for this credit card without knowing all the benefits that it has then it will be a big problem not only for you but for well everyone that learns more about the card that is written down below. We are bringing you a list with all the benefits of the YES Bank Paisabazaar PaisaSave. 

  • Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Wallet transactions. 
  • Minimum 1% of transaction value or Rs 199 whichever is higher will be levied on all Rental transactions. Please note that rental transactions are capped at 3 per 30 days period. 
  • Interest Rate of 3.99% per month (47.88% annually) (Effective from 01st Dec’24), Interest Rate of 3.80% per month (45.6% annually) (Valid till 30th Nov’24) on Revolving Credit, Cash Advances and Overdue Amount. 
  • Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waved off on total retail spends of ₹1,20,000 in card anniversary year and get waiver on renewal fee for the subsequent year. 
  • Contactless transaction with NFC-enabled technology 
  • 1% Waiver on Fuel Surcharge 
  • Zero Joining Fee 
  • 1.5% Cashback on Offline Spends   
  • 3% Cashback on Online Spends 

Credit card disadvantages 

Now this credit card does have a negative side and that is something very unfortunate because many people were reading this thinking that the credit card would only have good things.

Unfortunately, that’s not really how it works, but either way, we are going to give you a list with. All the negative things that you can find in the YES Bank Paisabazaar PaisaSave. 

  • Annual fee
  • Not many benefits

How is credit analysis carried out in the YES Bank Paisabazaar PaisaSave 

It will start with credit card application. With the application you’re going to send some documents and the company takes those documents and then finally they start the credit analysis.

Their credit analysis will take a look at your credit history that has all of your financial information, all of your purchases, all of your payments and all of your good and bad financial decisions. In the end, you get your credit score. 

Is there a maximum and minimum credit card limit? 

The credit limit is going to be important, but we have no information about it, which only means one thing, and that is that you are going to have some specific things to learn about before.

Your credit limit is the fund by your credit score, which is defined by your credit analysis. So be aware that if your credit analysis results in a bad number, then you are going to have a bad credit limit. 

Do you want to request? Learn how to get the YES Bank Paisabazaar PaisaSave right here 

The time to request a credit card is getting closer and closer, but you just can’t do it without any help or without anyone giving you information about how to apply for it. That is exactly why we are here today.

We want you to know everything about this credit card, especially how you can apply it and get the most benefits, which is why down below you can click on the link. Then go to the second part of the article. 

How to apply
Picture of Aarushi Sharma
Aarushi Sharma

an editor at TK since 2024.

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