HDFC Regalia Gold Credit Card: zero lost card liability!  – TK

HDFC Regalia Gold Credit Card: zero lost card liability! 

See how you can benefit from the HDFC Regalia Gold Credit Card! Take advantage of the See where I lost the card liability and the amazing benefits on travels and purchases. 

Advertisment
  • Zero Lost Card Liability 
  • 2% on all your foreign currency spend 
  • Revolving Credit 
How to apply

Do you know exactly what makes the credit card fascinating for most people? Many may think that it’s the amount of rewards it gets, but usually it’s not like that. You see, you can get the most of your credit card by the benefits that you can get while using the HDFC Regalia Gold Credit Card. 

And yes, while the words are very special, and you need to use them, you will also get even more benefits when it is something like, for example, traveling benefits. If you’re someone who travels a lot, traveling benefits are exactly what you need in order to make your travel and your trip cheaper. 

That’s why we are talking more about the HDFC Regalia Gold Credit Card. With these credit cards, you can get that and a lot more. That’s why, don’t. Below we’ll bring you everything that you need to know if you’re interested, let’s take a look. 

Why we recommend the HDFC Regalia Gold Credit Card 

Recommending a credit card can be extremely complicated for many people who don’t really know where to start. Thankfully, we are going to give you a few tips. You see, the credit card has many things that can be used on, but this one is great for another area. 

You can use it in your daily life, but it’s mainly on extra things like travels and purchases that you are going to benefit a lot and that is why we recommend it. Although there are many credit cards that can benefit you and travels, neither are as good as this one. 

What can I use the credit card for? 

You can use it in many places, as we have told above. Traveling easy, great way to use. The main benefits of the card there is because you can’t. Complimentary lounge access to over 1000 airports. You can get rewards points at different places. Priority Pass lounge access outside of India. 

Of course, there is more. You can also get amazing benefits or discounts. For example, if you lose your credit card, you will not be held accountable, and also you’ll be able to get a 2% on all foreign currency spends. The credit is also revolving, and you can actually add other people to your priority pass. 

Credit card advantages 

There are a ton of benefits that make a credit card more likeable than others, and this one surely has one of the greatest ones. You may think that this is not really true, but believe us, we are telling you everything that you need to know. Down below, there is a list of all the benefits that you need to have in order to apply for the HDFC Regalia Gold Credit Card. 

  • Guests accompanying the primary cardholder must have an Add-on credit card with their own Priority Pass. 
  • If you use your Priority Pass for lounge access within India, you will be charged up to US$27 + GST ​​per visit  
  • If you exceed the 6 Complimentary visits, you will be charged at US$27 + GST ​​per visit  
  • You can apply for Priority Pass for self and add-on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Gold Credit Card.  
  • Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.  
  • Revolving Credit 
  • 2% on all your foreign currency spend 
  • Zero Lost Card Liability 
  • 4 Reward Points on every Rs.150 spent (On retail* spends) 
  • Complimentary lounge access at over 1000 airports 
  • 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital! 
  • ₹5,000 worth of flight vouchers on annual spend of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs. 
  • ₹1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh 
  • Complimentary Swiggy One and MMT Black Gold membership as Welcome benefits.(wef 1st Nov'24 Swiggy One replaces Club Vistara Silver Tier) 

Credit card disadvantages 

Now, it is very important for us to actually tell you all the good and bad things about the credit card. That is why we are here to tell you that yes, the HDFC Regalia Gold Credit Card also has a negative side. Down below, we’ll bring you a list with all the negative things that you can find. 

  • Membership fee of ₹2,500. 

How is credit analysis carried out in the HDFC Regalia Gold Credit Card 

The credit analysis is as simple as it comes. It starts, of course, in the application process. You’re going to make the application process of your credit card very simple. Well, after you apply for it, the company takes a look at all of your information that you put out. That information is going to give them all the things they need. They’re going to get your credit history, your credit card history, every good and bad thing that you’ve done financially. Finally, they will give you your own credit score based on that. 

Is there a maximum and minimum credit card limit? 

Yes, you will always get a maximum and minimum credit card limit, and unfortunately you will have no information about it with this one. But you see, this is a very high credit card. It is of high value. That is why your credit limit will probably be high. 

Do you want to request? Learn how to get the HDFC Regalia Gold Credit Card right here 

Do you really want to apply for the credit card? Well, then you are in the right place. You see, down below, we are going to give you everything you need to know about the credit card. There are many things you need to know before and that is why before applying for it, we are bringing you a tutorial. If you are interested in learning about it, take a look. 

How to apply
Picture of Aarushi Sharma
Aarushi Sharma

an editor at TK since 2024.

DISCLAIMER:

You will never be asked to make a payment to access any kind of product, including credit cards, loans, or other offers. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are contacting. We earn revenue through advertising and referrals for some, but not all, products displayed on this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible in comparing competing options.

ADVERTISER DISCLOSURE:

We are an independent, objective, and advertising-supported editorial site. To support our ability to provide free content to our users, recommendations appearing on our site may come from companies from which we receive compensation as affiliates. This compensation may affect the manner, location, and order in which offers appear on our site. Other factors, such as our own proprietary algorithms and first-party data, may also affect how and where products/offers are placed. We do not include on our website all financial or credit offers currently available in the market.

EDITORIAL NOTE:

The opinions expressed here are solely those of the author and do not represent any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or endorsed by any of the entities mentioned in the message. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice that our team of writers provides in our articles, nor does it in any way affect the content of this website. Although we work hard to provide accurate and up-to-date information that we believe our users will find relevant, we cannot guarantee that all provided information is complete and make no statement or warranty regarding its accuracy or applicability.