Emeralde Credit Card: purchase discounts!  – TK

Emeralde Credit Card: purchase discounts! 

See how you can benefit from the Emeralde Credit Card! Take advantage of the Amazing purchase discounts and all the benefits that it can bring you. 

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  • No over limit fee 
  • No cash withdrawal fee 
  • No late payment charges 
How to apply

See how you can benefit from the Emeralde Credit Card! Take advantage of the Amazing purchase discounts and all the benefits that it can bring you. 

The time to apply for new credit card house and unfortunately not even looking. Not that he’s something bad or complicated, it’s just really annoying. Well, at least for us, we don’t really like having to wait and wait to find the perfect card just to make sure that it is the thing we want. 

Thankfully now you don’t have to worry because we are bringing you a credit card that has a lot of benefits, and maybe it will soothe your need for a new card. Let’s meet the Emeralde Credit Card. With this credit card, you’re going to get it done with benefits. 

So if you are interested in learning about it and getting all the information needed for the application process. That is because below, we are getting everything that you need to know. So if you are interested, let’s take a look. 

Why we recommend the Emeralde Credit Card 

Well, there are many reasons why someone would recommend the credit card. Well, easy credit card company that is actually pretty popular. That is also something that needs to be accountable when applying for something because if it’s not popular then it maybe could not work everywhere. 

See, with this credit card you can get a ton of benefits, and that includes benefits within And outside the purchases, because you can also get some pretty great benefits on travels or even on withdrawals. This is basically a card that you can use anywhere in India or any other country if you want to travel. 

What can I use the credit card for? 

Now, the uses of the card are a bit more specific. Obviously, we can just say that you can use it anywhere because that is not true. Foremost, you can use the credit card in any country, but it must be off the brand of the card. If the store doesn’t accept the certain brand, then you may not be able to use it. 

But we wouldn’t worry too much because this is a popular brand. Now we can actually benefit with this card on purchases because you can get some pretty great benefits on purchases of tickets and on top brands. You also get some benefits on ATM cash withdrawals and transactions. 

Credit card advantages 

We do have a ton of benefits. This is something that can be a bit overwhelming when you first take a look at it, But if you keep reading, you’re going to easily understand it.

Now come below, we are bringing you a list with all the benefits that you can find with the Emeralde Credit Card. So if you’re interested, let’s just take a look together. 

  • Get a refund of up to ₹12000 for a maximum of two transactions every year on any flight/hotel/movie booking cancellation. 
  • No late payment charges 
  • No cash withdrawal fee 
  • No over limit fee 
  • Reduced Annual Percentage Rate (APR) of 1.99% on ATM cash withdrawals 
  • Nominal Mark-up fee of 1.5% on international transactions 
  • Enrich your travel experience with unlimited complimentary access to select lounges at airports in India with your ICICI Bank Emeralde Credit Card. 
  • Enjoy unlimited complimentary access to international airport lounges, under the Dreamfolks membership Program 
  • Celebrate your Birthday with a shopping spree. Get a complimentary digital shopping voucher from Tata CLiQ worth ₹5,000 and shop from a range of products from top brands from the comfort of your home. 
  • Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world, with a complimentary round/lesson of golf on every ₹50,000 spent on the card in the previous calendar month, up to a maximum of 4 rounds / lessons of golf every month. 
  • Buy one ticket and get up to ₹750 off on the second ticket, up to four times every month through BookMyShow 

Credit card disadvantages 

What about the negative things of the card? Well, you have a ton of good things, but you must also be aware of the negative side, and that is a sign that it is present.

You’re just not very aware. Because many companies and other articles usually hide it. Thankfully, we are very true to ourselves and we want to tell you everything. 

  • Pay an annual membership fee of ₹12,000+GST second year onwards. 
  • Pay a joining fee of ₹12,000+GST on joining. 

How is credit analysis carried out in the Emeralde Credit Card 

The credit analysis is carried like any other credit analysis. You first start the application of the card and the company will get your information, all the good and bad things that you have of course.

And then they will see if you have good or bad purchases, if you have payments on time or if you never pay them. Depending on your credit score, you get the card. 

Is there a maximum and minimum credit card limit? 

Now, you do have a maximum and minimum credit limit. The credit card also has a maximum and minimum because that is something extremely important in itself.

And fortunately we have right information about this because this card only gives you with credit limit based on your own credit Analysis. So you have a good credit score, you’re getting a good limit. 

Do you want to request? Learn how to get the Emeralde Credit Card right here 

The time to apply is getting here. Now, if you read everything that we have talked about, and you are actually interested in how you can apply for it, then you must click down below because clicking down below will take you immediately to the next part. We’re going to get you all the information you need in order to get the card. 

Click on the link, and you’re going to the second part of the article. There we are going to tell you all the requirements, documents and other special details that we have not mentioned here. 

How to apply
Picture of Aarushi Sharma
Aarushi Sharma

an editor at TK since 2024.

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